ALESSANDRO FERREIRA SANTANA

Creating a budget is one of the most essential financial skills anyone can learn—especially young people starting to manage their own money. A budget gives you control over your finances, helps you reach your goals, and ensures you’re not caught off guard by unexpected expenses. If you’ve never built a budget before, don’t worry. This … Read more

Saving money as a teenager might seem like a challenge, especially with limited income and constant temptations to spend. But this stage of life is actually the perfect time to begin building healthy financial habits. Whether you’re earning an allowance, working part-time, or receiving money from gifts, learning to save now sets the foundation for … Read more

Young adulthood is a time of discovery, independence, and, often, first-time financial decisions. While it’s normal to make a few errors along the way, some money mistakes can set you back for years. Fortunately, you can avoid them with awareness and preparation. Below, we highlight ten of the most common financial missteps young people make—and … Read more

Managing personal finances is one of the most valuable skills young people can learn, yet it’s often overlooked in traditional education. Whether you’re a student, entering the workforce, or trying to become financially independent, building good financial habits early can create a solid foundation for a stress-free and secure future. In this guide, we’ll explore … Read more

For many young adults, student loans are a necessary step toward higher education. But if you don’t fully understand how they work, they can also become a long-term financial burden. Before you borrow — or even if you’ve already taken out loans — it’s crucial to understand the basics. This guide breaks down student loans … Read more

Your 20s are the ideal time to build a strong financial foundation — and setting realistic goals is the first step. Whether you want to pay off debt, save for travel, or start investing, having clear financial goals helps you stay focused, motivated, and on track. Here’s a practical guide to setting financial goals that … Read more

Whether it’s a new phone, a laptop, a car, or your first vacation, saving for a big purchase is a huge milestone — and a powerful way to learn financial discipline. It shows you that you don’t have to rely on credit or instant gratification to get what you want. If you’re ready to plan, … Read more

Getting your first credit card is often seen as a rite of passage into adulthood — and for good reason. When used responsibly, a credit card can help build your financial foundation. But if used carelessly, it can also lead to debt, fees, and long-term credit damage. So, should you get a credit card in … Read more

College is an exciting time filled with opportunities, independence, and—let’s be honest—a lot of financial pressure. Between tuition, textbooks, food, and fun, it’s easy to feel like your money disappears the second you get it. But with a few simple habits and smart choices, you can make your money go much further — even on … Read more

Your teens and 20s are the perfect time to start building money habits that will shape your financial life for decades. At this stage, your expenses are usually lower, and you have the most valuable financial asset on your side: time. The earlier you build smart habits, the more freedom and stability you’ll have in … Read more